CFP Certified

Jon Bos is a Certified Financial Planner Practitioner
Why should this be important to you?

The CFP© certification indicates a planner who meets rigorous education, exam, experience, and ethics requirements and participates in on-going professional education.

 Finding a Planner You Can Trust

Financial planning is a relatively new profession.
Loose government regulation of the term “financial planner”.

  • Some states group financial planners with investment advisors.
  • Investment advice is just part of financial planning.
  • Anyone can call him/herself a financial planner.
  • How do you find a planner you can trust?

Look for the CFP© Marks

  • CFP© Board was created in 1985
  • Nonprofit, professional regulatory organization
  • Mission to benefit the public by fostering professional standards in personal financial planning
  • Not a membership organization
  • You the public are the CFP© Board’s owners

Four E’s:

  • 100 topic Education curriculum
  • 2-day, 10-hour Examination
  • Minimum of 3 years Experience
  • Adherence to a Code of Ethics
  • Adherence to Practice Standards
  • Renew certification every 2 years
  • Continuing education (30 hours every 2 years)
  • Disclosure of ethical/criminal findindgs

Checking Up on a Planner

  • Certified Financial Planner Board of Standards – (888) 237-6275 /
  • North American Securities Administrators Association – (202) 737-0900 /
  • National Association of Insurance Commissioners – (816) 842-3600 /
  • National Association of Securities Dealers – (800) 289-9999 /
  • Securities and Exchange Commission – (202) 942-7040 /

Top 10 reasons to use a Certified Financial Planner Practitioner

CFP© Practitioners will help gather your financial information.

CFP© Practitioners will help identify your financial goals.

CFP© Practitioners will help rank your financial opportunities.

CFP© Practitioners will help stretch your financial resources.

CFP© Practitioners will help evaluate your financial situation.

CFP© Practitioners will help establish your financial foundation.

CFP© Practitioners will help tailor your financial strategies.

CFP© Practitioners will help achieve your financial aspirations.

CFP© Practitioners will help expand your financial horizon.

CFP© Practitioners will help you realize your financial dreams.